Category Archives: Insurance

Reducing the Audit and Premium Bill

Audits are no fun.  The word itself can induce an involuntary cringe; probably because of an audit you had in the past where you owed the insurance company more money.  This post is targeted at business owners and those that … Continue reading

Posted in Audit Management, Insurance, New Mexico Business Insurance, Oil & Gas Insurance, Worker's Comp | Leave a comment

Avoiding Additional Premium Audits for Work Comp

One of the most painful processes a business can go through is a work comp audit that results in an additional premium being charged.  The coverage period is over, but you’re still stuck with paying the bill.  It’s akin to … Continue reading

Posted in Audit Management, Insurance, New Mexico Business Insurance, Oil & Gas Insurance, Risk Management, Uncategorized, Worker's Comp | Tagged , , , | Leave a comment

Southwest Restaurant Insurance

In the restaurant business, it’s crucial to optimize coverage while minimizing exposure. Insurance protects you and your restaurant from a variety of problems, from malfunctioning equipment to liability suits. In the Four Corners, you may need many types of restaurant … Continue reading

Posted in Insurance, Risk Management, Southwest Restaurant Insurance | Tagged , , , , , | 1 Comment

Total Cost of Risk

When approaching a client’s specific needs from a Total Cost of Risk™ approach, it is critical to ensure you have an experienced team dedicated to adding value and addressing individual requirements with a unique approach. An ability to ensure optimum … Continue reading

Posted in Insurance, Risk Management | Tagged , , | Leave a comment

About Us – Business Insurance Experts

For over 50 years, the Kysar Agency has been growing its reputation as the most stable, innovative, risk management corporation around. From humble roots as a one man operation, the agency now employees dozens of people, serves thousands of customers … Continue reading

Posted in Insurance, Risk Management | Tagged , , , , , | Leave a comment

A Partnership with Agility

Disasters are not always the result of high winds and rain. In the past two years, 52% of businesses experienced an unforeseen interruption, and the vast majority (81%) of these interruptions caused the business to be closed for one or … Continue reading

Posted in Insurance, Risk Management | Tagged , , , | Leave a comment

Oil & Gas Insurance

Operating an oil and gas business is complex and challenging work.  This highly regulated industry is capital intensive and involves great manpower.  This requires management of employees, equipment and constantly evolving regulations.  One area that oil and gas business-owners should not … Continue reading

Posted in Insurance, Oil & Gas Insurance, Risk Management | Tagged , , , | 1 Comment

Our Newest Partner: Marcello & Kivisto, LLC

In our ongoing effort to develop professional resources for our clients, Kysar Insurance Agency has selected a new partner: Doug Marcello from Marcello & Kivisto, LLC.  Many of our clients and prospects have significant exposures in the area of transportation.  … Continue reading

Posted in CSA, Insurance, Risk Management | Tagged , , , , , | Leave a comment

Distracted driving will cost you money!

The Occupational Safety and Health Administration’s (OSHA) top priority is keeping workers safe. While we experience fewer fatalities in today’s workplace, motor vehicle crashes continue to be one of the leading causes of death among American workers year after year, … Continue reading

Posted in Insurance, Risk Management | Tagged , , | Leave a comment

Webinar: CSA 2010 Updates & Advisories – Contesting Violations to Improve Scores

Join us for this important, complimentary webinar as we discuss the continually evolving CSA 2010 changes. The availability of scores, implementation of interventions, and full roll-out have been adjusted. Each inspection violation will affect your BASIC score. Prepare strategies for … Continue reading

Posted in CSA, Insurance, Risk Management | Tagged , , , , , | Leave a comment