Category Archives: Worker’s Comp

Reducing the Audit Bill Part 3

In the last two posts I’ve addressed the real reasons for purchasing work comp, how to minimize the premium, and how to fight an additional premium audit.  This last installment will delve into two other important aspects: what is the … Continue reading

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Reducing the Audit and Premium Bill

Audits are no fun.  The word itself can induce an involuntary cringe; probably because of an audit you had in the past where you owed the insurance company more money.  This post is targeted at business owners and those that … Continue reading

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Avoiding Additional Premium Audits for Work Comp

One of the most painful processes a business can go through is a work comp audit that results in an additional premium being charged.  The coverage period is over, but you’re still stuck with paying the bill.  It’s akin to … Continue reading

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New Mexico Workers Comp

Employers have a legal obligation to their employees to support safety in the workplace. Yet accidents happen even when every reasonable safety precaution has been taken. To shield employers from litigation resultant of workplace accidents, businesses throughout the state are … Continue reading

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Experience Modification Rates (E-Mods)

Understanding your experience modification rating and monitoring it regularly is key in reducing your Workers’ Compensation costs. It is also an excellent measure of how your loss prevention and control practices stack up to others in your industry. Companies who … Continue reading

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